Texas company Xoolit has developed an intelligent shopping assistant.

The Xoolit mobile app acts as a one-stop shop to find deals and credit card discounts. With Xoolit, users can browse products and deals from their favourite stores in one place while increasing discounts based on the credit cards they carry.

Xoolit offers nearby deals based on the user’s location.

The app is free for iPhone and Android users and available for download on App Store and Google Play.

One user said: “Walk and drive around with the Xoolit app on your phone; you feel the magic of stores and deals coming along with you.”

Xoolit sends smart notifications about credit card recommendations for increased savings. For example, Sam, a grocery shopper in Seattle, said: “I just walked past my favourite grocery store, and I received a mobile notification about a great deal. So I just went inside the store and was happy with the purchase.”

With Xoolit, users get real deals from all their favourite retailers. Deals are updated regularly and grouped for the best deal browsing and seasonal experience.

Most shoppers use credit cards to complete their purchases. However, less than a tenth of shoppers fully leverage their cards’ discounts and cashback. It is overwhelming even for an experienced credit card user to understand and stay up to speed with all the discounts offered. Thanks to Xoolit, which simplifies and recommends a credit card for shopping. Amy, a user from Houston, said: “I received real-time notification of credit card recommendations when I walked into my favourite local retail store; this is just amazing.”

Xoolit will launch a web site for local businesses soon; businesses can promote real-time and location-based deals to Xoolit users with a button click. Web site registration for new businesses is said to be easy; business owners can control what deals to promote, when to promote, and what discounts to offer.

Terry, a local business owner who tried the Xoolit business portal in beta, said: “I was able to promote and execute a deal within a minute.”