Viva Wallet and California-based Elo Touch have combined checkout payment technologies into one mobile Android computer.

The device contains the technology needed for all transactions, from contactless to chip-and-pin.

The partnership between Viva Wallet, a European cloud-based neobank, and Elo, a supplier of interactive touch technology, is said to be pioneering a retail payments experience.

European businesses can offer payment experiences, accepting chip-and-pin and tap-on-phone contactless payments by combining Viva Wallet’s embedded payments platform for smart devices, with Elo M50 and M60 Pay mobile computers in an enterprise-grade mobile point-of-sale system.

One piece of technology integrates smart retail software and payment acceptance for each and every transaction into a robust handheld Android computer, anywhere, anytime, seamlessly, all from the palm of the hand.

The alliance has gone live in Europe with plans to expand globally, including in the USA.

Integrating Viva Wallet’s technology with the all-in-one handheld device from Elo can transform PoS into an enterprise-grade tool, a mobile or fixed terminal that is level-three certified, accepting over 30 different payment methods.

In addition, the device facilitates ticketing, inventory management, delivery tracking, price checking and other retail operations tasks thanks to its processor and an optional integrated barcode scanner. The optional docking station and expansion module turn the mobile device into a fixed terminal.

Viva Wallet and Elo’s joint additional omnichannel offerings can enhance both the online and in-store retail experience, presenting businesses with options to optimise operations and boost conversions. Elo’s hardware portfolio, backed by a decade of enterprise-focused Android development, integrated with Viva Wallet’s plug-and-play payments technology applies to all end-customer touchpoints.

“With our common focus on innovation and leadership, Elo and Viva Wallet are a perfect match,” said Harry Xenophontos, director of partnerships at Viva Wallet. “We are thrilled about this partnership as part of our independent hardware vendor partnership programme. Viva Wallet is the first in Europe to enable payments on any smart device – from mobile terminals to smart mirrors and self-checkout units – through our cutting-edge software platform. We enable consolidation and less hassle for all businesses that accept payments, with the use of just a single device, while introducing new innovative payment use cases across every industry, including horeca [hotels, restaurants and catering], transit and tourism, just to name a few. Our aim is to enable frictionless omnichannel payments for all, anywhere.”

Maarten Bais, vice president at Elo, added: “We are pleased to team up with Viva Wallet to offer businesses the possibility to accept payments in store or on the go, wherever customers are located. Our Android-based portfolio is used by world-class retail, restaurant and manufacturing brands around the globe for applications from PoS, self-checkout and self-order to endless aisle and automation. Leveraging Viva Wallet’s innovations to include fully integrated payments adds tremendous benefits for all customers.”