Minnesota based P&C insurance provider Amerisure is partnering Canadian automotive telematics specialist IMS to develop a commercial fleet usage-based insurance (UBI) telematics programme in Michigan.

Under this agreement, IMS will provide Amerisure with commercial fleet telemetry technology that collects data and delivers a driver behaviour-based score for analysis, provides recommendations for participant improvement, and enables credits toward insurance premiums based on IMS’s scoring model.

“Our premium savings approach is unique because it focuses on how fleet drivers behave, rather than the distance they drive,” said Kevin Clary, vice president of risk management at Amerisure. “We believe this will lead to more impactful reductions in losses and will keep business owners motivated to participate in the program and improve their fleets. We are proud to be one of the first commercial insurers to utilize this approach.”

“The IMS Commercial UBI Telematics solution provides Amerisure with data-driven insights that improve underwriting and overall profitability,” said Lorie Goodmann, chief revenue officer at IMS. “In turn, fleet managers get the necessary tools that positively influence driving behavior. It’s a win-win proposition for all involved.”